How to Stop a Foreclosure in Texas
The thought of losing your home is stressful for anyone. Falling behind on your mortgage payments is easy to do with today’s financial climate. Unfortunately, Texas makes it easy …
BANKRUPTCY
How to Respond to a Court Summons for Credit Card Debt
According to reporting from CNBC, American credit card debt hit a record high in early 2018. Collectively, Americans owe more than $1 trillion — with an average of $6,375 per …
How Much Does It Cost to File Bankruptcy in Texas?
Bankruptcy allows indebted consumers and businesses to make a fresh start. However, this start will come at a price. At Simer & Tetens, we receive many calls from the public, …
What Not to Do Before Filing for Bankruptcy
Congratulations! By deciding to file bankruptcy, you have taken the first step towards a debt free life. You need to consult with an experienced Waco bankruptcy attorney to help you moving …
Chapter 13 Bankruptcy in Texas
A Chapter 13 bankruptcy, a type of bankruptcy, is also called a wage earner’s plan. It enables individuals with regular income to develop a plan to repay all or …
Chapter 7 Bankruptcy in Texas
What Is a Chapter 7 Bankruptcy? A Chapter 7 bankruptcy is the most common type of bankruptcy. This type of bankruptcy is for individuals and small businesses who are overwhelmed by …
Do I Make Too Much to Declare Bankruptcy?
Qualifying For Bankruptcy In Texas Contrary to popular belief, debt relief is not simply meant for the poor. In the United States, bankruptcy protection has been utilized by wealthy individuals, movie …
Bankruptcy & Social Security: Are Social Security Benefits Protected in Chapter 13 Bankruptcy?
Bankruptcy protection under Chapter 13 is available to individuals with regular income whose debts fall within certain statutory limits. Chapter 13 debtors are permitted to retain their property interests subject …
4 Tips for Rebuilding Your Credit After Filing for Bankruptcy in Texas
People in Texas who have filed for bankruptcy should know which steps to take to rebuild their credit score. If you need help filing for bankruptcy, contact an experienced …
Student loans: If not through bankruptcy, then how?
In the majority of cases, it’s impossible to eliminate student loans by entering into bankruptcy. Bankruptcy does not discharge things such as governmental loans, taxes or other court-ordered payments. …
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